How to Buy a New Car

Many Washington and Cedar City drivers can get queasy or nervous when they realize that they need a new car. That’s why we made a quick list of some of our tips on how to buy a new car and when to buy a new car in the St. George area. We want your next visit to be as easy-going and as hassle-free as possible, and we have plenty of other car-buying tips to keep in mind as you’re browsing our new and used inventory.

When to Buy a New Car in St. George

1. If you’re spending a significant amount of time at your mechanic’s and guessing what the new issue on your car is, it’s probably time to start considering new car options.
2. If you’re spending a good chunk of money on those repairs and diagnosing problems that keep popping up.
3. Driving your car can feel unsafe, and you’re not sure if you’ll be safe to make your daily drives.
4. Your family’s growing, and you need more room for everyone and everything and a safer vehicle with more modern safety features.
5. Your car is prone to failing emissions tests and thinking of getting it tested instantly creates a checklist of “what-ifs” in your head.

The most common reason to get a new car is the cost of maintaining an older vehicle that needs expensive repairs. Usually, it’s a transmission issue or an equivalent cost that’s going to cost you thousands of dollars that might as well be spent on a down payment, especially when it’s likely that your current vehicle will need more work sooner than later. Making a down payment on a newer model is a much more cost-effective purchase.

How to Find Your Ideal New Car in St. George

1. Narrow your budget and stick to it. You may have to be flexible here and there in terms of costs, but don’t buy a vehicle that you can’t afford.
2. Think of what you need and what you can afford. Think of your driving habits, cargo space, the features you like, and what your family needs depending on your own specific situation.
3. Pick more than one model (three is a good start) and research each vehicle in terms of lifespans, any common automotive issues, any recalls, etc.
4. Take a visit to Stephen Wade Cadillac and test drive your preferred new or used models to see how they drive, explore any similar options, etc.
5. When you’re browsing your options consider great deals offered at dealerships like new vehicle specials, trade-in offers, etc.
6. When you find a vehicle that you want to be your final choice, do a local search for your dealership options and compare prices. Do research on what other drivers have paid for that specific make and model.
7. Look out for any other specials or deals like Black Friday or Presidents Day events.

How to Afford a New Car in St. George

When you’re thinking about the specific car you want, you need to know what you can and can’t afford and about some of the costs and fees that come with buying a vehicle. Drivers can often underestimate costs because they’re not considering insurance costs, sales tax, registration and title fees, etc. Here are a few things to keep in mind when it’s time to buy a new car:

• Save Up if You Can: Many drivers begin to save up money when they notice that their car may need o be replaced in the years to come, but it’s also difficult to save up depending on when issues pop up for your vehicle. We highly recommend putting money aside for a new vehicle if you realize your vehicle is getting up there in age, etc.
• New Car Sales Tax: This tax is non-negotiable and is typically added to your car loan amount.
• Interest Rate: Lower interest rates obviously mean lower monthly payments. If you know that you’ll likely have higher interest payments, we recommend getting the best deal possible, adding more to your required payments each month, and applying for a better rate sometime after consistently paying down your car loan. A larger downpayment also helps cut down on those required monthly payments.
• Trade-in Value: As we mentioned above, trade-ins can help offset costs for a newer vehicle while easily getting your current car out of your hair.

Discover Your New Car at Stephen Wade Cadillac

Now that you have some tips on how to buy a new car and when to buy a new car, we encourage you to explore your options at Stephen Wade Cadillac. We offer plenty of great new and used vehicles for Las Vegas, NV drivers and beyond. Contact us online or call us today at (435) 216-7125 to schedule your next test drive!